Ready-Made Junior ISA & Child ISA | The Share Centre

Please remember: Our website can help you make informed decisions, not provide personalised advice. If your investments fall in value, you could lose money.
Tax allowances and the benefits of tax-efficient accounts could change.

Ready-made Junior ISA

Not sure what to invest in for your child? Our Ready-made Junior ISA is a hassle-free, tax-efficient investment package, with no dealing or monthly admin fees.

Investments managed by experts

Haven't got the time or maybe the experience to choose investments for your child? Our Ready-made Junior ISA comes pre-packed with a blend of investments, chosen and managed by experts so you don't have to.


With no account fees, dealing commission or initial fund charges to pay, our Ready-made ISA is extremely cost-effective. All you pay are the ongoing fund charges  (OCF) within the underlying fund.

About The Share Centre

About US

You keep all your profits

Junior Stocks & Shares ISAs are very tax-efficient compared to normal investment accounts since there's no Capital Gains Tax or further Income Tax to pay on your profits.

A lump sum for when they need it most

The money invested in a Junior ISA is released to your child when they reach 18 years old; it can’t be withdrawn before this time. The aim is to give them a head start in adult life: university fees, travelling, a car or maybe even a house deposit.

Who can open a Ready-made Junior ISA?

Parents and guardians with parental responsibility can open Junior ISAs for children. This means you must have the legal rights, duties, powers, responsibilities and authority a parent has for a child and the child's property. Once the account is open, anyone can pay in money. 16-17 year olds are also able to open Junior ISAs for themselves.

If you don’t have parental responsibility for the child, you could always open a Junior Investment Account instead.

Invest up to £4,128 this tax year

The Government sets a limit on how much you can invest in a Junior ISA each tax year (from 06 April one year to 05 April the next). This is known as your Junior ISA allowance. It usually increases each year, but there’s no catching up next year if you don’t invest the full amount. It’s a case of ‘use it or lose it’! The Junior ISA allowance 2017/18 is £4,128.

Quick set up, easy to manage

It only takes minutes to open a Ready-made Junior ISA online. As soon as you transfer some money into your account, you can start investing. Please note that you must pay in a minimum of £100 or set up a monthly direct debit of at least £10 to open an account. Check prices, track performance and manage your account securely online at or over the phone for no extra charge.

Where will your money be invested?

Your money will be invested in one of our funds of funds. The TC Share Centre Multi-Manager Balanced Inc Fund invests in a range of funds from well-known investment houses, enabling you to benefit from their expertise and spread risk by diversifying across different markets and sectors. For more information regarding the make-up of the fund and its aims, please follow the link above.